-
“DSCR” Debt Service Coverage Ratio Explained
For more COURSES & COACHING, visit https://www.realestatefinanceacademy.com
For COMMERCIAL LOANS, visit https://www.evergreen.llc
---
Debt service coverage ratio determines the maximum LOAN PAYMENT and LOAN AMOUNT that can be placed on a property, based on the property's income... In this video, I show you how it works.
DSCR FORMULAS:
1. Debt Service Coverage Ratio = NOI / Debt Service
2. Maximum Annual Debt Service = NOI / DSCR
Debt Service Coverage Ratio - DSCR is an underwriting term used by lenders that effectively sets a minimum for the amount of net operating income available to cover the debt service. The ratio is often set right around 1.25, sometimes it's 1.2, sometimes it is 1.3, depends on the industry, the market, the market timing, and the product type.
Debt Service Cove...
published: 28 Nov 2018
-
Annual Debt Service Explained
For COURSES & COACHING, visit https://www.realestatefinanceacademy.com
For COMMERCIAL LOANS, visit https://www.evergreen.llc
---
Debt service is the term used to refer to the amount of principal and interest payments required by a borrower's loan. (This term is also used as a verb to describe making such payments.)
Debt service is just another name for loan payments. In other words, it's the money used to service the debt, and it usually consists of both principal and interest (except in the case of an interest-only loan.)
Annual Debt Service is the total amount of loan payments in a year. For loans with consistent monthly payments, annual debt service equals the monthly loan payment multiplied by 12.
If you have questions, please share them in the comments below. We'll answer all quest...
published: 08 Oct 2020
-
DSCR (Debt Service Coverage Ratio) - Meaning, Formula, Calculation & Interpretations
In this tutorial, you will learn how to examine an organization's Debt Service Coverage Ratio by understanding its meaning, formula, calculations, and interpretation. Additionally, you will also understand how to compute Colgate- Palmolive’s Debt Service Coverage Ratio in Excel.
You can download the Colgate Debt Service Coverage Ratio template from this link - https://www.wallstreetmojo.com/ratio-analysis-template/
What is Debt Service Coverage Ratio?
--------------------------------------------
The Debt Service Coverage Ratio determines if a company's operating income is sufficient to cover all of its debt-related obligations in a given year. Debt servicing includes not only interest but also a percentage of the principal to be repaid each year. It also includes previously agreed-upon l...
published: 23 Sep 2021
-
Debt Service Coverage Ratio (DSCR) Explained
Full article:https://retipster.com/terms/dscr?utm_source=youtube&utm_medium=social&utm_campaign=terms&utm_content=7sx67OQUmsM
Debt Service Coverage Ratio (DSCR) measures the net operating income available to cover debt service (principal and interest) in a given operating period.
Debt Service Coverage Ratio (DSCR) is useful for analyzing financial statements and estimating cash flow for a business or investment property. Commercial lenders commonly use the debt service coverage ratio to establish creditworthiness and determine the size of the loan.
DSCR expresses the net operating income divided by the total debt service for a particular property.
For example, if the net operating income (NOI) is $100,000 and the total debt service is $80,000, the DSCR would be 1.25, often notated as 1...
published: 02 Oct 2020
-
What is Debt Service Coverage Ratio (DSCR) and How to Use It
This video breaks down in simplified terms the concept of DSCR and provides examples of how investors and banks use it in real estate.
The term DSCR stands for “Debt Service Coverage Ratio.” It is a financial metric used to evaluate a property's ability to generate enough income to cover its debt payments and to assess the risk and feasibility of a real estate investment.
While it is one of the more obscure metrics, it’s definitely one that you should become familiar with if you’re going to be dealing with any commercial and non-owner occupied loans for your rental properties.
Here's how it works:
In order to calculate the DSCR, you'll need to divide the property's net operating income (NOI) by its total debt service (TDS).
The NOI is the property's income from rent and other sourc...
published: 02 Feb 2023
-
Debt Service Ratio (DSR) - How Banks Decide To Give You A Home Loan
Have you ever heard of the Debt Service Ratio DSR? If you work in real estate or plan to buy a home soon, it's very important to understand this tool.
A tool (or calculation) that the banks use to confirm if they can give you a mortgage. And you have control over your DSR. You just need to understand how the banks calculate it. Check it out
========================================================
Join Propcoach University of Real Estate: PURE! ⬇️
A self e-learning resource platform that consists step by step guide to getting leads & conversion in real estate: →https://propcoach-university.com/pure
CONNECT WITH OUR SOCIAL MEDIA & WEBSITE🏘️ 🏡 ⬇️
■ Facebook: https://www.facebook.com/propcoach.co/
■ Instagram: https://www.instagram.com/propcoach/
■ LinkedIn: https://www.linkedin.com/c...
published: 01 Jun 2021
-
Modelling a Debt Service Reserve Account (DSRA)
Video Financial Modelling's blog tutorial explaining how to model a debt service reserve account (DSRA). http://www.videofinancialmodelling.com/modelling-a-debt-service-reserve-account-dsra/
published: 02 Feb 2012
-
What is Debt Service Reserve Account ( DSRA ) in Project Finance?
#financialmodeling #projectfinance #financialmodel #dsra #debtservicereserveaccount
In this lesson we will go over the debt service reserve account, a control account most seen in project finance.
https://www.financialmodelonline.com/p/project-finance-modeling-course
Project Finance Modelling course will teach you everything you need to know about financial modelling.
In The Project Finance Modeling course we will model complex greenfield toll road project finance transactions from scratch in excel.
You will learn about:
- what is project finance;
- financial modeling of complex, real-life project finance transactions;
- how to sculpt debt to a target DSCR;
- how to create best practice macro’s to break circularities;
- how to model Debt Service Reserve Account and Maintenance Reser...
published: 08 Feb 2020
-
Sued by a Debt Collector (How To Fight Debt Lawsuits)
Debt Collector Lawsuits, in this video I share my personal experiences and customers experiences with dealing with debt collector lawsuits. From start to finish including the mindset you must have to deal with debt collector lawsuits.
#debtcollection #debtlawsuit
Use this Simple Letter to Settle Your Debt For Less and Avoid Judgments
https://thecreditrepairshop.samcart.com/referral/k4TjTZEl/QuaBITwxC8EvzKD8
Use This Letter to Get Your Debt Forgiven Click Here https://thecreditrepairshop.samcart.com/referral/IiPoTWu3/QuaBITwxC8EvzKD8
Get My Book The Real Credit Secrets and 4 Free Bonuses Click Here https://thecreditrepairshop.samcart.com/referral/ATengY7u/QuaBITwxC8EvzKD8
Stop Debt Collectors with these 3 Letters Click Here https://credit-leads.samcart.com/products/stop-debt-collector...
published: 08 Mar 2024
-
Investopedia Video: The Debt-Service Coverage Ratio (DSCR)
The DSCR measures the cash flow available to "service" a company's debt.
The ratio helps banks evaluate the credit worthiness of an organization that is applying for a loan. It also tips off investors to companies carrying a debt level that could be destructive.
published: 26 Feb 2014
5:49
“DSCR” Debt Service Coverage Ratio Explained
For more COURSES & COACHING, visit https://www.realestatefinanceacademy.com
For COMMERCIAL LOANS, visit https://www.evergreen.llc
---
Debt service coverage rati...
For more COURSES & COACHING, visit https://www.realestatefinanceacademy.com
For COMMERCIAL LOANS, visit https://www.evergreen.llc
---
Debt service coverage ratio determines the maximum LOAN PAYMENT and LOAN AMOUNT that can be placed on a property, based on the property's income... In this video, I show you how it works.
DSCR FORMULAS:
1. Debt Service Coverage Ratio = NOI / Debt Service
2. Maximum Annual Debt Service = NOI / DSCR
Debt Service Coverage Ratio - DSCR is an underwriting term used by lenders that effectively sets a minimum for the amount of net operating income available to cover the debt service. The ratio is often set right around 1.25, sometimes it's 1.2, sometimes it is 1.3, depends on the industry, the market, the market timing, and the product type.
Debt Service Coverage Ratio tells us how much extra cushion we need to have in our net operating income over the debt service or the annual loan payments. In this case, a 1.25 debt service coverage ratio means that the NOI needs to be 125%, or 1.25 times the amount of the annual loan payments. Debt service coverage ratio sets a limit on how much risk the lender's going to take in terms of what they loan compared to the cash flow on the property. They don't want to put borrowers in a position where they have barely enough net income to cover the debt service or, even worse, not enough net income, so the debt service coverage ratio builds in the amount of cushion that they want. Lenders can adjust this for competitive reasons, or market reasons, but it typically is about .25 over the debt service amount.
Example: $100,000 NOI / 1.25 DSCR = $80,000 Max Debt Service
CRE loan
investing in real estate
investment properties and commercial real estate
commercial real estate lending
commercial real estate loan
SBA commercial real estate loan
commercial real estate financing
commercial property loan
commercial building loan
real estate lending
best commercial real estate loans
commercial property lending
#commercialrealestatecoaching #commercialrealestateinvesting #TrevorCalton #realestatefinance #investing #commercialrealestate #commercialloan #commercialloans #apartmentloan #multifamilyloan #apartmentinvesting #multifamilyinvesting #EvergreenLLC #stepbystep #stepbysteptutorial #diagram #example #download #freedownload #howto
https://wn.com/“Dscr”_Debt_Service_Coverage_Ratio_Explained
For more COURSES & COACHING, visit https://www.realestatefinanceacademy.com
For COMMERCIAL LOANS, visit https://www.evergreen.llc
---
Debt service coverage ratio determines the maximum LOAN PAYMENT and LOAN AMOUNT that can be placed on a property, based on the property's income... In this video, I show you how it works.
DSCR FORMULAS:
1. Debt Service Coverage Ratio = NOI / Debt Service
2. Maximum Annual Debt Service = NOI / DSCR
Debt Service Coverage Ratio - DSCR is an underwriting term used by lenders that effectively sets a minimum for the amount of net operating income available to cover the debt service. The ratio is often set right around 1.25, sometimes it's 1.2, sometimes it is 1.3, depends on the industry, the market, the market timing, and the product type.
Debt Service Coverage Ratio tells us how much extra cushion we need to have in our net operating income over the debt service or the annual loan payments. In this case, a 1.25 debt service coverage ratio means that the NOI needs to be 125%, or 1.25 times the amount of the annual loan payments. Debt service coverage ratio sets a limit on how much risk the lender's going to take in terms of what they loan compared to the cash flow on the property. They don't want to put borrowers in a position where they have barely enough net income to cover the debt service or, even worse, not enough net income, so the debt service coverage ratio builds in the amount of cushion that they want. Lenders can adjust this for competitive reasons, or market reasons, but it typically is about .25 over the debt service amount.
Example: $100,000 NOI / 1.25 DSCR = $80,000 Max Debt Service
CRE loan
investing in real estate
investment properties and commercial real estate
commercial real estate lending
commercial real estate loan
SBA commercial real estate loan
commercial real estate financing
commercial property loan
commercial building loan
real estate lending
best commercial real estate loans
commercial property lending
#commercialrealestatecoaching #commercialrealestateinvesting #TrevorCalton #realestatefinance #investing #commercialrealestate #commercialloan #commercialloans #apartmentloan #multifamilyloan #apartmentinvesting #multifamilyinvesting #EvergreenLLC #stepbystep #stepbysteptutorial #diagram #example #download #freedownload #howto
- published: 28 Nov 2018
- views: 61722
0:43
Annual Debt Service Explained
For COURSES & COACHING, visit https://www.realestatefinanceacademy.com
For COMMERCIAL LOANS, visit https://www.evergreen.llc
---
Debt service is the term used t...
For COURSES & COACHING, visit https://www.realestatefinanceacademy.com
For COMMERCIAL LOANS, visit https://www.evergreen.llc
---
Debt service is the term used to refer to the amount of principal and interest payments required by a borrower's loan. (This term is also used as a verb to describe making such payments.)
Debt service is just another name for loan payments. In other words, it's the money used to service the debt, and it usually consists of both principal and interest (except in the case of an interest-only loan.)
Annual Debt Service is the total amount of loan payments in a year. For loans with consistent monthly payments, annual debt service equals the monthly loan payment multiplied by 12.
If you have questions, please share them in the comments below. We'll answer all questions -AND- your questions help us to build more helpful material!
Watch next: What are Capital Expenditures aka CapEx? https://bit.ly/3emnhZk
--
SUBSCRIBE for more commercial real estate & finance course videos - https://bit.ly/3y6U6lW
---
Please subscribe AND check out our full courses at https://trevorcalton.com/ for more content and in-depth training.
#TrevorCalton #investing #realestate #EvergreenLLC #realestateinvesting #commercialrealestate #finance #realestatefinance #debtservice #loanpayments #brueggeman #fisher #linneman #stepbystep #stepbysteptutorial #diagram #example #download #freedownload #howto
CRE loan
investing in real estate
investment properties and commercial real estate
commercial real estate lending
commercial real estate loan
SBA commercial real estate loan
commercial real estate financing
commercial property loan
commercial building loan
real estate lending
best commercial real estate loans
commercial property lending
https://wn.com/Annual_Debt_Service_Explained
For COURSES & COACHING, visit https://www.realestatefinanceacademy.com
For COMMERCIAL LOANS, visit https://www.evergreen.llc
---
Debt service is the term used to refer to the amount of principal and interest payments required by a borrower's loan. (This term is also used as a verb to describe making such payments.)
Debt service is just another name for loan payments. In other words, it's the money used to service the debt, and it usually consists of both principal and interest (except in the case of an interest-only loan.)
Annual Debt Service is the total amount of loan payments in a year. For loans with consistent monthly payments, annual debt service equals the monthly loan payment multiplied by 12.
If you have questions, please share them in the comments below. We'll answer all questions -AND- your questions help us to build more helpful material!
Watch next: What are Capital Expenditures aka CapEx? https://bit.ly/3emnhZk
--
SUBSCRIBE for more commercial real estate & finance course videos - https://bit.ly/3y6U6lW
---
Please subscribe AND check out our full courses at https://trevorcalton.com/ for more content and in-depth training.
#TrevorCalton #investing #realestate #EvergreenLLC #realestateinvesting #commercialrealestate #finance #realestatefinance #debtservice #loanpayments #brueggeman #fisher #linneman #stepbystep #stepbysteptutorial #diagram #example #download #freedownload #howto
CRE loan
investing in real estate
investment properties and commercial real estate
commercial real estate lending
commercial real estate loan
SBA commercial real estate loan
commercial real estate financing
commercial property loan
commercial building loan
real estate lending
best commercial real estate loans
commercial property lending
- published: 08 Oct 2020
- views: 3369
8:58
DSCR (Debt Service Coverage Ratio) - Meaning, Formula, Calculation & Interpretations
In this tutorial, you will learn how to examine an organization's Debt Service Coverage Ratio by understanding its meaning, formula, calculations, and interpret...
In this tutorial, you will learn how to examine an organization's Debt Service Coverage Ratio by understanding its meaning, formula, calculations, and interpretation. Additionally, you will also understand how to compute Colgate- Palmolive’s Debt Service Coverage Ratio in Excel.
You can download the Colgate Debt Service Coverage Ratio template from this link - https://www.wallstreetmojo.com/ratio-analysis-template/
What is Debt Service Coverage Ratio?
--------------------------------------------
The Debt Service Coverage Ratio determines if a company's operating income is sufficient to cover all of its debt-related obligations in a given year. Debt servicing includes not only interest but also a percentage of the principal to be repaid each year. It also includes previously agreed-upon lease payments.
Formula
--------------------------------------------
DSCR Formula = Net Operating Income/Total Debt Service
Interpretation
--------------------------------------------
- If the DSCR is less than 1.0, it indicates that the company’s operating cash flows are insufficient for Debt Servicing, signifying negative cash flows.
- From a bank's perspective, the DSCR is a beneficial matrix, especially when giving loans against property.
For more details, you can refer to our article – https://www.wallstreetmojo.com/dscr-ratio-debt-service-coverage-ratio/
Connect with us!
YouTube ► https://www.youtube.com/channel/UChlNXSK2tC9SJ2Fhhb2kOUw
LinkedIn ► https://www.linkedin.com/company/wallstreetmojo/mycompany/
Facebook ► https://www.facebook.com/wallstreetmojo
Instagram ► https://www.instagram.com/wallstreetmojoofficial/?utm_medium=copy_link
Twitter ► https://twitter.com/wallstreetmojo
https://wn.com/Dscr_(Debt_Service_Coverage_Ratio)_Meaning,_Formula,_Calculation_Interpretations
In this tutorial, you will learn how to examine an organization's Debt Service Coverage Ratio by understanding its meaning, formula, calculations, and interpretation. Additionally, you will also understand how to compute Colgate- Palmolive’s Debt Service Coverage Ratio in Excel.
You can download the Colgate Debt Service Coverage Ratio template from this link - https://www.wallstreetmojo.com/ratio-analysis-template/
What is Debt Service Coverage Ratio?
--------------------------------------------
The Debt Service Coverage Ratio determines if a company's operating income is sufficient to cover all of its debt-related obligations in a given year. Debt servicing includes not only interest but also a percentage of the principal to be repaid each year. It also includes previously agreed-upon lease payments.
Formula
--------------------------------------------
DSCR Formula = Net Operating Income/Total Debt Service
Interpretation
--------------------------------------------
- If the DSCR is less than 1.0, it indicates that the company’s operating cash flows are insufficient for Debt Servicing, signifying negative cash flows.
- From a bank's perspective, the DSCR is a beneficial matrix, especially when giving loans against property.
For more details, you can refer to our article – https://www.wallstreetmojo.com/dscr-ratio-debt-service-coverage-ratio/
Connect with us!
YouTube ► https://www.youtube.com/channel/UChlNXSK2tC9SJ2Fhhb2kOUw
LinkedIn ► https://www.linkedin.com/company/wallstreetmojo/mycompany/
Facebook ► https://www.facebook.com/wallstreetmojo
Instagram ► https://www.instagram.com/wallstreetmojoofficial/?utm_medium=copy_link
Twitter ► https://twitter.com/wallstreetmojo
- published: 23 Sep 2021
- views: 24474
3:23
Debt Service Coverage Ratio (DSCR) Explained
Full article:https://retipster.com/terms/dscr?utm_source=youtube&utm_medium=social&utm_campaign=terms&utm_content=7sx67OQUmsM
Debt Service Coverage Ratio (DSCR...
Full article:https://retipster.com/terms/dscr?utm_source=youtube&utm_medium=social&utm_campaign=terms&utm_content=7sx67OQUmsM
Debt Service Coverage Ratio (DSCR) measures the net operating income available to cover debt service (principal and interest) in a given operating period.
Debt Service Coverage Ratio (DSCR) is useful for analyzing financial statements and estimating cash flow for a business or investment property. Commercial lenders commonly use the debt service coverage ratio to establish creditworthiness and determine the size of the loan.
DSCR expresses the net operating income divided by the total debt service for a particular property.
For example, if the net operating income (NOI) is $100,000 and the total debt service is $80,000, the DSCR would be 1.25, often notated as 1.25x. This means that the property’s NOI covers debt 1.25 times.
Aside from getting insight into financing options, the debt service coverage ratio is a useful metric for real estate investors to use when comparing properties to add to their portfolios. DSCR provides a good cash flow estimate for prospective properties and can help an investor determine an offer amount.
Join Our Community!
REtipster Forum: https://retipster.com/forum
REtipster Facebook Group: https://retipster.com/facebookgroup
Follow Along!
YouTube: https://retipster.com/youtube
Facebook: https://retipster.com/facebook
Instagram: https://retipster.com/instagram
Twitter: https://retipster.com/twitter
Pinterest: https://retipster.com/pinterest
LinkedIn: https://retipster.com/linkedin
TikTok: https://retipster.com/tiktok
https://wn.com/Debt_Service_Coverage_Ratio_(Dscr)_Explained
Full article:https://retipster.com/terms/dscr?utm_source=youtube&utm_medium=social&utm_campaign=terms&utm_content=7sx67OQUmsM
Debt Service Coverage Ratio (DSCR) measures the net operating income available to cover debt service (principal and interest) in a given operating period.
Debt Service Coverage Ratio (DSCR) is useful for analyzing financial statements and estimating cash flow for a business or investment property. Commercial lenders commonly use the debt service coverage ratio to establish creditworthiness and determine the size of the loan.
DSCR expresses the net operating income divided by the total debt service for a particular property.
For example, if the net operating income (NOI) is $100,000 and the total debt service is $80,000, the DSCR would be 1.25, often notated as 1.25x. This means that the property’s NOI covers debt 1.25 times.
Aside from getting insight into financing options, the debt service coverage ratio is a useful metric for real estate investors to use when comparing properties to add to their portfolios. DSCR provides a good cash flow estimate for prospective properties and can help an investor determine an offer amount.
Join Our Community!
REtipster Forum: https://retipster.com/forum
REtipster Facebook Group: https://retipster.com/facebookgroup
Follow Along!
YouTube: https://retipster.com/youtube
Facebook: https://retipster.com/facebook
Instagram: https://retipster.com/instagram
Twitter: https://retipster.com/twitter
Pinterest: https://retipster.com/pinterest
LinkedIn: https://retipster.com/linkedin
TikTok: https://retipster.com/tiktok
- published: 02 Oct 2020
- views: 11172
5:12
What is Debt Service Coverage Ratio (DSCR) and How to Use It
This video breaks down in simplified terms the concept of DSCR and provides examples of how investors and banks use it in real estate.
The term DSCR stands for...
This video breaks down in simplified terms the concept of DSCR and provides examples of how investors and banks use it in real estate.
The term DSCR stands for “Debt Service Coverage Ratio.” It is a financial metric used to evaluate a property's ability to generate enough income to cover its debt payments and to assess the risk and feasibility of a real estate investment.
While it is one of the more obscure metrics, it’s definitely one that you should become familiar with if you’re going to be dealing with any commercial and non-owner occupied loans for your rental properties.
Here's how it works:
In order to calculate the DSCR, you'll need to divide the property's net operating income (NOI) by its total debt service (TDS).
The NOI is the property's income from rent and other sources, minus all of its operating expenses. Operating expenses do not include TDS and TDS is all principal and interest payments owed to a lender for that particular property.
When doing this calculation, you would typically calculate it on a monthly basis, but it comes out to the same ratio on an annual basis as well.
Affiliate / Video Links and Free Giveaways:
Sign up for a Roofstock account with my affiliate link here: http://roofstock.3k3q.net/c/2953139/995437/8853
My favorite tenant screening service (RentPrep.com): http://bit.ly/RentPrepAffiliate
- sign up for a free account
- have your applicants pay for tenant screening directly to the site
- no more need to collect application fees
Watch my review and tutorial here: https://youtu.be/rNRq9BBOXuY
Best platform for finding off-market real estate deals (PropStream.com):
https://trial.propstreampro.com/succeedrei/
- sign up for a free 7-day trial to test it out!
- tons of features for finding and marketing to motivated sellers and cash buyers
Watch my review and tutorial here: https://youtu.be/ua3zjhrvgzs
Rental property analysis video playlist: https://www.youtube.com/watch?v=4Y5fU8-6w6Y&list=PLfDCjb-_0b5agehtuIf3HApx81raltz1a
My free sample rental application: https://mailchi.mp/3050a8472b29/sample-rental-application
Watch the video here: https://youtu.be/zevuffnyyRc
----------------------------------
Instagram:
https://www.instagram.com/succeed_rei/
Facebook pages:
https://www.facebook.com/SucceedREI/
https://www.facebook.com/serenity518/
LinkedIn:
https://www.linkedin.com/in/vitaliyvolpov/
TikTok:
https://www.tiktok.com/@succeedrei?_t=8VnPddv1wkt&_r=1
Attorney Profile:
https://www.woh.com/attorneys/79/vitaliy-volpov/
My blog: http://www.succeedrei.com
My real estate brokerage: https://www.serenityrealestate518.com/
-------------------------------------
DISCLAIMER: please note that the information contained in this video is for educational and entertainment purposes only. You should always consult your own attorney and your own financial and tax advisors before making any legal or financial decisions. This video is not intended to and does not create any attorney-client relationship between the content creator and the viewer. The views and opinions expressed in this video belong solely to the creator and do not reflect those of his law firm or any of his business partners.
https://wn.com/What_Is_Debt_Service_Coverage_Ratio_(Dscr)_And_How_To_Use_It
This video breaks down in simplified terms the concept of DSCR and provides examples of how investors and banks use it in real estate.
The term DSCR stands for “Debt Service Coverage Ratio.” It is a financial metric used to evaluate a property's ability to generate enough income to cover its debt payments and to assess the risk and feasibility of a real estate investment.
While it is one of the more obscure metrics, it’s definitely one that you should become familiar with if you’re going to be dealing with any commercial and non-owner occupied loans for your rental properties.
Here's how it works:
In order to calculate the DSCR, you'll need to divide the property's net operating income (NOI) by its total debt service (TDS).
The NOI is the property's income from rent and other sources, minus all of its operating expenses. Operating expenses do not include TDS and TDS is all principal and interest payments owed to a lender for that particular property.
When doing this calculation, you would typically calculate it on a monthly basis, but it comes out to the same ratio on an annual basis as well.
Affiliate / Video Links and Free Giveaways:
Sign up for a Roofstock account with my affiliate link here: http://roofstock.3k3q.net/c/2953139/995437/8853
My favorite tenant screening service (RentPrep.com): http://bit.ly/RentPrepAffiliate
- sign up for a free account
- have your applicants pay for tenant screening directly to the site
- no more need to collect application fees
Watch my review and tutorial here: https://youtu.be/rNRq9BBOXuY
Best platform for finding off-market real estate deals (PropStream.com):
https://trial.propstreampro.com/succeedrei/
- sign up for a free 7-day trial to test it out!
- tons of features for finding and marketing to motivated sellers and cash buyers
Watch my review and tutorial here: https://youtu.be/ua3zjhrvgzs
Rental property analysis video playlist: https://www.youtube.com/watch?v=4Y5fU8-6w6Y&list=PLfDCjb-_0b5agehtuIf3HApx81raltz1a
My free sample rental application: https://mailchi.mp/3050a8472b29/sample-rental-application
Watch the video here: https://youtu.be/zevuffnyyRc
----------------------------------
Instagram:
https://www.instagram.com/succeed_rei/
Facebook pages:
https://www.facebook.com/SucceedREI/
https://www.facebook.com/serenity518/
LinkedIn:
https://www.linkedin.com/in/vitaliyvolpov/
TikTok:
https://www.tiktok.com/@succeedrei?_t=8VnPddv1wkt&_r=1
Attorney Profile:
https://www.woh.com/attorneys/79/vitaliy-volpov/
My blog: http://www.succeedrei.com
My real estate brokerage: https://www.serenityrealestate518.com/
-------------------------------------
DISCLAIMER: please note that the information contained in this video is for educational and entertainment purposes only. You should always consult your own attorney and your own financial and tax advisors before making any legal or financial decisions. This video is not intended to and does not create any attorney-client relationship between the content creator and the viewer. The views and opinions expressed in this video belong solely to the creator and do not reflect those of his law firm or any of his business partners.
- published: 02 Feb 2023
- views: 4050
4:31
Debt Service Ratio (DSR) - How Banks Decide To Give You A Home Loan
Have you ever heard of the Debt Service Ratio DSR? If you work in real estate or plan to buy a home soon, it's very important to understand this tool.
A tool ...
Have you ever heard of the Debt Service Ratio DSR? If you work in real estate or plan to buy a home soon, it's very important to understand this tool.
A tool (or calculation) that the banks use to confirm if they can give you a mortgage. And you have control over your DSR. You just need to understand how the banks calculate it. Check it out
========================================================
Join Propcoach University of Real Estate: PURE! ⬇️
A self e-learning resource platform that consists step by step guide to getting leads & conversion in real estate: →https://propcoach-university.com/pure
CONNECT WITH OUR SOCIAL MEDIA & WEBSITE🏘️ 🏡 ⬇️
■ Facebook: https://www.facebook.com/propcoach.co/
■ Instagram: https://www.instagram.com/propcoach/
■ LinkedIn: https://www.linkedin.com/company/propcoach/
■ Coach Taco: https://www.facebook.com/propcoach.taco/
■ Website: https://www.propcoach.co/
🔹Join our PropCoach mastermind community of real estate agents to discuss more on your mindset:⬇️
https://www.facebook.com/groups/propcoachmastermind
========================================================
Whenever you’re ready… here are 2 ways we can help you grow your real estate business⬇️
1. Grab a free copy of our Ebook ► https://propcoach-university.com/secrets-to-closing
2. Work with me and our team privately If you’d like to work directly with me and my team to take you from zero to one million in real estate… just send us a message and put “Private”… tell us a little about your current real estate business and what you’d like to work on together, and we’ll get you all the details!
🏡 PropCoach 🏡⬇️
📧 coach@propcoach.co
🏡www.propcoach.co🏡
========================================================
Subscribes our channel to get the latest update🏡🏘️⬇️
Please leave a comment and hit the Thumbs Up!
https://www.youtube.com/channel/UCJQjfJnvjWO-_vDNcFt9Uiw?sub_confirmation=1
We hope you enjoyed this video and learn some Real Estate Business Ideas. Like & Subscribe to this video if you enjoyed it!
#realestate #DSR #debtserviceratio #debt #serviceratio #homeloan #realestateagent #howto #realtors #realestatecareer #realestatemarketing #realestateinvesting #realestatebusiness
Thanks for watching our video 🏡🏘️⬇️
https://youtu.be/BqFgqEnECLk
https://wn.com/Debt_Service_Ratio_(Dsr)_How_Banks_Decide_To_Give_You_A_Home_Loan
Have you ever heard of the Debt Service Ratio DSR? If you work in real estate or plan to buy a home soon, it's very important to understand this tool.
A tool (or calculation) that the banks use to confirm if they can give you a mortgage. And you have control over your DSR. You just need to understand how the banks calculate it. Check it out
========================================================
Join Propcoach University of Real Estate: PURE! ⬇️
A self e-learning resource platform that consists step by step guide to getting leads & conversion in real estate: →https://propcoach-university.com/pure
CONNECT WITH OUR SOCIAL MEDIA & WEBSITE🏘️ 🏡 ⬇️
■ Facebook: https://www.facebook.com/propcoach.co/
■ Instagram: https://www.instagram.com/propcoach/
■ LinkedIn: https://www.linkedin.com/company/propcoach/
■ Coach Taco: https://www.facebook.com/propcoach.taco/
■ Website: https://www.propcoach.co/
🔹Join our PropCoach mastermind community of real estate agents to discuss more on your mindset:⬇️
https://www.facebook.com/groups/propcoachmastermind
========================================================
Whenever you’re ready… here are 2 ways we can help you grow your real estate business⬇️
1. Grab a free copy of our Ebook ► https://propcoach-university.com/secrets-to-closing
2. Work with me and our team privately If you’d like to work directly with me and my team to take you from zero to one million in real estate… just send us a message and put “Private”… tell us a little about your current real estate business and what you’d like to work on together, and we’ll get you all the details!
🏡 PropCoach 🏡⬇️
📧 coach@propcoach.co
🏡www.propcoach.co🏡
========================================================
Subscribes our channel to get the latest update🏡🏘️⬇️
Please leave a comment and hit the Thumbs Up!
https://www.youtube.com/channel/UCJQjfJnvjWO-_vDNcFt9Uiw?sub_confirmation=1
We hope you enjoyed this video and learn some Real Estate Business Ideas. Like & Subscribe to this video if you enjoyed it!
#realestate #DSR #debtserviceratio #debt #serviceratio #homeloan #realestateagent #howto #realtors #realestatecareer #realestatemarketing #realestateinvesting #realestatebusiness
Thanks for watching our video 🏡🏘️⬇️
https://youtu.be/BqFgqEnECLk
- published: 01 Jun 2021
- views: 1299
6:40
Modelling a Debt Service Reserve Account (DSRA)
Video Financial Modelling's blog tutorial explaining how to model a debt service reserve account (DSRA). http://www.videofinancialmodelling.com/modelling-a-debt...
Video Financial Modelling's blog tutorial explaining how to model a debt service reserve account (DSRA). http://www.videofinancialmodelling.com/modelling-a-debt-service-reserve-account-dsra/
https://wn.com/Modelling_A_Debt_Service_Reserve_Account_(Dsra)
Video Financial Modelling's blog tutorial explaining how to model a debt service reserve account (DSRA). http://www.videofinancialmodelling.com/modelling-a-debt-service-reserve-account-dsra/
- published: 02 Feb 2012
- views: 18591
2:25
What is Debt Service Reserve Account ( DSRA ) in Project Finance?
#financialmodeling #projectfinance #financialmodel #dsra #debtservicereserveaccount
In this lesson we will go over the debt service reserve account, a control...
#financialmodeling #projectfinance #financialmodel #dsra #debtservicereserveaccount
In this lesson we will go over the debt service reserve account, a control account most seen in project finance.
https://www.financialmodelonline.com/p/project-finance-modeling-course
Project Finance Modelling course will teach you everything you need to know about financial modelling.
In The Project Finance Modeling course we will model complex greenfield toll road project finance transactions from scratch in excel.
You will learn about:
- what is project finance;
- financial modeling of complex, real-life project finance transactions;
- how to sculpt debt to a target DSCR;
- how to create best practice macro’s to break circularities;
- how to model Debt Service Reserve Account and Maintenance Reserve Account;
- how to model Shareholder Loan, Revolver and Blended Equity IRR;
- building project finance models in excel that cover the entire life of the project;
- preparing trusted project finance models tailored to investors and financiers, with a focus on valuation and risk
- financial models that are designed according to the F.A.S.T standards.
This is the same comprehensive training used to prepare analysts and managers at top financial institutions and infrastructure funds.
FMO specializes in developing your financial modeling skills in project finance, investment banking, asset and wealth management. While we are a young firm, the team has decades of experience of complex financial transaction modelling.
https://www.financialmodelonline.com/p/project-finance-modeling-course
https://wn.com/What_Is_Debt_Service_Reserve_Account_(_Dsra_)_In_Project_Finance
#financialmodeling #projectfinance #financialmodel #dsra #debtservicereserveaccount
In this lesson we will go over the debt service reserve account, a control account most seen in project finance.
https://www.financialmodelonline.com/p/project-finance-modeling-course
Project Finance Modelling course will teach you everything you need to know about financial modelling.
In The Project Finance Modeling course we will model complex greenfield toll road project finance transactions from scratch in excel.
You will learn about:
- what is project finance;
- financial modeling of complex, real-life project finance transactions;
- how to sculpt debt to a target DSCR;
- how to create best practice macro’s to break circularities;
- how to model Debt Service Reserve Account and Maintenance Reserve Account;
- how to model Shareholder Loan, Revolver and Blended Equity IRR;
- building project finance models in excel that cover the entire life of the project;
- preparing trusted project finance models tailored to investors and financiers, with a focus on valuation and risk
- financial models that are designed according to the F.A.S.T standards.
This is the same comprehensive training used to prepare analysts and managers at top financial institutions and infrastructure funds.
FMO specializes in developing your financial modeling skills in project finance, investment banking, asset and wealth management. While we are a young firm, the team has decades of experience of complex financial transaction modelling.
https://www.financialmodelonline.com/p/project-finance-modeling-course
- published: 08 Feb 2020
- views: 11539
31:59
Sued by a Debt Collector (How To Fight Debt Lawsuits)
Debt Collector Lawsuits, in this video I share my personal experiences and customers experiences with dealing with debt collector lawsuits. From start to finis...
Debt Collector Lawsuits, in this video I share my personal experiences and customers experiences with dealing with debt collector lawsuits. From start to finish including the mindset you must have to deal with debt collector lawsuits.
#debtcollection #debtlawsuit
Use this Simple Letter to Settle Your Debt For Less and Avoid Judgments
https://thecreditrepairshop.samcart.com/referral/k4TjTZEl/QuaBITwxC8EvzKD8
Use This Letter to Get Your Debt Forgiven Click Here https://thecreditrepairshop.samcart.com/referral/IiPoTWu3/QuaBITwxC8EvzKD8
Get My Book The Real Credit Secrets and 4 Free Bonuses Click Here https://thecreditrepairshop.samcart.com/referral/ATengY7u/QuaBITwxC8EvzKD8
Stop Debt Collectors with these 3 Letters Click Here https://credit-leads.samcart.com/products/stop-debt-collectors-using-1-of-the-3-predesigned-effective-letters/
GET LETTERS MADE FOR YOU TO CREDITORS / DEBT COLLECTORS CLICK HERE: https://thecreditrepairshop.samcart.com/products/consulting-services-5000-copychru9/
See Your Current FICO Scores - these are the scores lenders see to Approve you Click Here https://member.myscoreiq.com/industry-score-max.aspx?offercode=432131AL
Get Your FREE Statute of Limitation Letter, Statute of Limitations Letter and Debt Validation Letter Click Here https://thecreditrepairshop.com/how-to-stop-all-debt-collections-activities-by-debt-collectors-to-buy-you-more-time-to-gather-your-thoughts-and-take-pressure-off-your-mind/
STRESS FREE LONGER LIFE AUDIO CLICK HERE https://thecreditrepairshop.samcart.com/products/stress-reduction-for-longer-life-donation/
CREDIT COACHING SERVICES - GUARANTEED FINANCING AVAILABE WITH PRIMARY TRADELINE ADDED https://thecreditrepairshop.samcart.com/referral/KJQw0AP9/341869
Free Debt Validation Letter: https://thecreditrepairshop.com/how-to-respond-to-the-30-day-debt-collection-letter-demanding-you-pay/
GETTING SUED IN COURT - NEED HELP CLICK BELOW
https://thecreditrepairshop.samcart.com/products/court-summons--citation-response/
CLICK HERE TO LEARN HOW TO DEFER YOUR MONTHLY PAYMENTS
https://thecreditrepairshop.samcart.com/referral/8p2usvcz/341869
Need your credit reports and scores click here: http://your3scores.com
Need help repairing your credit click here: https://thecreditrepairshop.com/credit-repair-services-3
Increase your credit scores by 50 to 150 Points in 20 - 30 days Click Here https://thecreditrepairshop.com/boost-my-credit-score-fast
3 Things You Should Know About Credit Repair and Increasing Scores Click Here https://thecreditrepairshop.com/membership-webinar/
GET THE T-SHIRT https://thecreditrepairshop.samcart.com/referral/IpCkyFEt/341869
CLICK HERE TO SEE CREDIT CARD OFFERS - https://www.creditcardbroker.com/promos/feed14710
All information on this channel is not to be considered legal or accounting advice. The information provided on this channel is for informational purposes only. If accounting or legal advice is needed please consult with a competent professional in your area.
https://wn.com/Sued_By_A_Debt_Collector_(How_To_Fight_Debt_Lawsuits)
Debt Collector Lawsuits, in this video I share my personal experiences and customers experiences with dealing with debt collector lawsuits. From start to finish including the mindset you must have to deal with debt collector lawsuits.
#debtcollection #debtlawsuit
Use this Simple Letter to Settle Your Debt For Less and Avoid Judgments
https://thecreditrepairshop.samcart.com/referral/k4TjTZEl/QuaBITwxC8EvzKD8
Use This Letter to Get Your Debt Forgiven Click Here https://thecreditrepairshop.samcart.com/referral/IiPoTWu3/QuaBITwxC8EvzKD8
Get My Book The Real Credit Secrets and 4 Free Bonuses Click Here https://thecreditrepairshop.samcart.com/referral/ATengY7u/QuaBITwxC8EvzKD8
Stop Debt Collectors with these 3 Letters Click Here https://credit-leads.samcart.com/products/stop-debt-collectors-using-1-of-the-3-predesigned-effective-letters/
GET LETTERS MADE FOR YOU TO CREDITORS / DEBT COLLECTORS CLICK HERE: https://thecreditrepairshop.samcart.com/products/consulting-services-5000-copychru9/
See Your Current FICO Scores - these are the scores lenders see to Approve you Click Here https://member.myscoreiq.com/industry-score-max.aspx?offercode=432131AL
Get Your FREE Statute of Limitation Letter, Statute of Limitations Letter and Debt Validation Letter Click Here https://thecreditrepairshop.com/how-to-stop-all-debt-collections-activities-by-debt-collectors-to-buy-you-more-time-to-gather-your-thoughts-and-take-pressure-off-your-mind/
STRESS FREE LONGER LIFE AUDIO CLICK HERE https://thecreditrepairshop.samcart.com/products/stress-reduction-for-longer-life-donation/
CREDIT COACHING SERVICES - GUARANTEED FINANCING AVAILABE WITH PRIMARY TRADELINE ADDED https://thecreditrepairshop.samcart.com/referral/KJQw0AP9/341869
Free Debt Validation Letter: https://thecreditrepairshop.com/how-to-respond-to-the-30-day-debt-collection-letter-demanding-you-pay/
GETTING SUED IN COURT - NEED HELP CLICK BELOW
https://thecreditrepairshop.samcart.com/products/court-summons--citation-response/
CLICK HERE TO LEARN HOW TO DEFER YOUR MONTHLY PAYMENTS
https://thecreditrepairshop.samcart.com/referral/8p2usvcz/341869
Need your credit reports and scores click here: http://your3scores.com
Need help repairing your credit click here: https://thecreditrepairshop.com/credit-repair-services-3
Increase your credit scores by 50 to 150 Points in 20 - 30 days Click Here https://thecreditrepairshop.com/boost-my-credit-score-fast
3 Things You Should Know About Credit Repair and Increasing Scores Click Here https://thecreditrepairshop.com/membership-webinar/
GET THE T-SHIRT https://thecreditrepairshop.samcart.com/referral/IpCkyFEt/341869
CLICK HERE TO SEE CREDIT CARD OFFERS - https://www.creditcardbroker.com/promos/feed14710
All information on this channel is not to be considered legal or accounting advice. The information provided on this channel is for informational purposes only. If accounting or legal advice is needed please consult with a competent professional in your area.
- published: 08 Mar 2024
- views: 361
1:40
Investopedia Video: The Debt-Service Coverage Ratio (DSCR)
The DSCR measures the cash flow available to "service" a company's debt.
The ratio helps banks evaluate the credit worthiness of an organization that is applyi...
The DSCR measures the cash flow available to "service" a company's debt.
The ratio helps banks evaluate the credit worthiness of an organization that is applying for a loan. It also tips off investors to companies carrying a debt level that could be destructive.
https://wn.com/Investopedia_Video_The_Debt_Service_Coverage_Ratio_(Dscr)
The DSCR measures the cash flow available to "service" a company's debt.
The ratio helps banks evaluate the credit worthiness of an organization that is applying for a loan. It also tips off investors to companies carrying a debt level that could be destructive.
- published: 26 Feb 2014
- views: 29882